This morning, the Kaiser Family Foundation published a press release and new fact sheet on the preventive services that private health plans must now cover, as directed by the Affordable Care Act (health care reform). These requirements went into effect August 1, 2011.
The preventive services that private health plans and insurance companies must now cover include:
- Routine immunizations (influenza, HPV, tetanus, hepatitis A & B, and more)
- Screenings for conditions like cancer and high cholesterol
- Preventive services for children and youth (behavioral and developmental assessments, iron and fluoride supplements, and screening for autism, vision impairment, lipid disorders, tuberculosis, and certain genetic diseases)
- Preventive services for women (annual well-woman check-ups, testing for STIs and HIV, support for breastfeeding, contraception methods, and screening and counseling for domestic violence)
On top of having to provide these health and screening services, private health plans and insurance companies may not charge co-payments, deductibles or co-insurance to patients. However, these requirements do not apply to any plan that maintains “grandfathered” status – meaning that the plan must have been in existence prior to March 23, 2010 and cannot have made significant changes to the plan’s coverage.
To read about these services and their impact in-depth, please check out the Kaiser Family Foundation’s fact sheet.
This is a follow-up to our post in early August, after the Department of Health and Human Services announced that women may now receive preventive health services at no additional cost.