Don’t forget to enroll by February 15th!


Since last November, thousands have been enrolling in health coverage for 2015. Don’t miss your chance to sign up for a health plan through Washington HealthPlanFinder. Enrollment ends on February 15th!

Visit Washington HealthPlanFinder to learn more about your options and to enroll in a plan. And if you’d like help signing up for coverage, reach out to a Navigator who can walk you through the steps of signing up.

Enrolling in health insurance for 2015


Open Enrollment is on its way! Starting on Saturday, November 15th, we’ll be able to apply for, renew, or change our health insurance plans through the Washington state Health Benefit Exchange. This year, enrollment runs from November 15, 2014 – February 15, 2015. Here are some important dates to keep in mind:

  • November 15, 2014. This is your first day to apply for, keep, or change your coverage.
  • December 15, 2014. Enroll by the 15th if you want new coverage that begins on January 1, 2015. If your plan is changing or you want to change plans, enroll by December 15th to avoid a lapse in coverage.
  • December 31, 2014. The day all 2014 Marketplace [also known as Health Benefit Exchange] coverage ends, no matter when you enrolled. Coverage for 2015 plans can start as soon as January 1st.
  • February 15, 2015. The last day you can enroll in 2015 coverage before the end of Open Enrollment.

There will be double the number of plans available for 2015 coverage as there were for 2014 – so make sure to take some time to review the plans to find the best one for you and your family. If you signed up for a 2014 plan through the Exchange, you will most likely be eligible to automatically renew for 2015. However, it’s possible that your plan may be one of the few not available for 2015 – so best to double-check. Regardless of which plan you chose in 2014, you will be able to update your application and shop for new plan options.

If you want coverage from a new plan to start January 1, 2015, be sure to enroll by December 23, 2014, at 4:59pm. Also, keep an eye out for “Open Enrollment Renewal” notices from Washington HealthPlanFinder – this letter will give you more information about 2015 coverage, the renewal process, and any steps you might need to take.

Don’t forget that, if you’re eligible, you can enroll in Washington Apple Health (Medicaid) throughout the year. There is no enrollment period for this health coverage. If you are enrolled in Apple Health now, you will receive a notice 60 days before the month you enrolled or renewed your coverage last year.

If you would like any assistance at all during the enrollment period, please reach out to a certified Navigator in your area. You can do a search here. Navigators will assist you at no cost to you, and they are committed to helping you find, compare, and select a health plan that’s best for you and your family.

Can I sign up for health coverage before Open Enrollment starts?


In Washington, Open Enrollment for people to sign up for health insurance in 2015 is scheduled for November 15, 2014 – February 15, 2015. This means that most people in Washington state aren’t able to sign up for health insurance until mid-November, and coverage won’t begin until January 1, 2015.

However, if you are eligible, you are able to enroll in Medicaid at any time. Medicaid is health coverage for individuals and families with low incomes. For example, if your income is $16,105 or less for a household of one person or if the household income for a family of four is $32,913 or less – you are likely eligible for Medicaid. Visit this page to learn more about Medicaid, how to apply, and how to renew coverage.

If you think you might be eligible for Medicaid, visit the Washington HealthPlanFinder page to check your eligibility and to apply. You’ll need your household monthly income, you and all household members’ Social Security numbers, and your immigration information, if that applies to you.

During this time that Open Enrollment is closed, it may still be possible to enroll in health coverage through Washington HealthPlanFinder – if you have a qualifying life event or a complex situation related to applying in the Marketplace. A qualifying life event includes if you’ve recently moved to Washington, if you have had certain changes in your income, if your household size changes – like if you marry, divorce, or have a baby – or if your citizenship status changed.

You may also be able to apply for insurance through the Marketplace due to a complex situation. For a list of qualifying complex situations, click here. Examples include if a serious medical condition kept you from enrolling during Open Enrollment in 2013-2014, if there were a system error related to immigration status when you were trying to enroll online, or if you’re a victim of domestic abuse and weren’t previously allowed to enroll and receive advance payments of the premium tax credit separately from your spouse.

Learn more about Washington state-specific information on special enrollment. And to get help enrolling in health coverage through the Marketplace, learn more about certified in-person assisters and contact an organization with in-person assisters in your area, ready to support you. You’re even welcome to reach out to the YWCA’s Outreach & Enrollment Specialist, Hodo Hussein. She may be enrolling community members at a site near you! Email Hodo at hhussein@ywcaworks.org or call at 206.436.8674.

You have insurance, now what?


Open enrollment through the Washington Health Benefit Exchange has come to a close, and lots of people living in WA have health insurance for the first time.

Enrolling in health coverage was the first step! Now – how do we learn about how to use our health insurance to help us stay healthy?

Public Health – Seattle & King County’s most recent blog post shares tips on how to use your insurance, now that you have it. Read more below!

Signing up for Health Insurance this Month


You may have heard: March 31st is the last day to purchase health insurance through the Washington State Health Benefit Exchange in 2014.

We’ll still be able to enroll in WA Apple Health (Medicaid) after March 31st or sign up for private insurance through the Exchange if you have a qualifying event like moving to Washington from another state, certain changes in your income, or changes in your family size – like if you get married, divorced, or have a baby.

But for a lot of people, it’s important to get signed up for health insurance this month – so you don’t have to wait until the fall for the open enrollment period to begin again.

The YWCA’s Health Care Access team will be hosting and participating in enrollment events in Seattle and White Center. If you or a family member hasn’t signed up for insurance yet, please visit us at one of these events!

Thurs, March 6 @ 9-12: Belltown CSO (DSHS), 2106 Second Avenue
Tues, March 11 @ 9-5: YWCA Greenbridge, 9720 Eighth Avenue SW
Thurs, March 13 @ 9-12: Belltown CSO (DSHS), 2106 Second Avenue
Fri, March 14 @ 9-5: Capitol Hill CSO (DSHS), 1700 E. Cherry Street
Sat, March 15 @ 10-2: Miller Community Center (Urban League), 330 19th Avenue E
Tues, March 18 @ 9-5: YWCA Greenbridge, 9720 Eighth Avenue SW
Thurs, March 20 @ 9-12: Belltown CSO (DSHS), 2106 Second Avenue
Fri, March 21 @ 9-5: Capitol Hill CSO (DSHS), 1700 E. Cherry Street
Sat, March 22 @ 10-3: Rainier Community Center (Financial Resource Day), 4600 38th Ave S
Tues, March 25 @ 9-5: YWCA Greenbridge, 9720 Eighth Avenue SW
Thurs, March 27 @ 9-12: Belltown CSO (DSHS), 2106 Second Avenue
Fri, March 28 @ 9-5: Capitol Hill CSO (DSHS), 1700 E. Cherry Street

You can also access other enrollment events across King County at the Public Health website.

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Join us @ an upcoming Health Insurance Enrollment Event!


Have you been thinking about signing up for health insurance through Washington’s Healthplanfinder? Confused by the process? Have questions about your options?

YWCA Health Care Access offers navigation and enrollment support to King County community members and will be attending upcoming enrollment events to offer our assistance. Join the YWCA at one of the events listed below! We’ll be there to answer your questions and help you walk through the enrollment process.

Tuesday 11/5 @ 1-5pm – Downtown Seattle Public Library – 1000 4th Ave., Seattle

Wednesday 11/6 @ 1-5pm – Renton Public Library – 2531 Rainier Ave. S, Renton

Wednesday 11/6 @ 3-7pm – Valley View Library – 17850 Military Rd. S, SeaTac

Saturday 11/9 @ 10-2pm – Wildrose Tavern – 1021 E. Pike St., Seattle (Also at this event will be mammogram screenings – for more information, contact Ingrid Berkhout at 206.461.4493.)

Tuesday 11/12 @ 1-5pm – Downtown Seattle Public Library – 1000 4th Ave., Seattle

Saturday 11/16 @ 10-12pm – First AME Church (in partnership with AARTH) – 1522 14th Ave., Seattle

Tuesday 11/19 @ 1-5pm – Downtown Seattle Public Library – 1000 4th Ave., Seattle

Saturday 11/23 @ 12-4pm – Valley View Library – 17850 Military Rd. S, SeaTac

Get ready for health insurance!


This week, the Washington State Health Benefit Exchanges goes into effect!

Approximately 1 million Washington residents are uninsured – 200,000 of which live in King County. This group of uninsured residents make up about 16 percent of our state’s population. The Affordable Care Act – also known as Obamacare – is meant to make health care and health care insurance more accessible to American citizens and legal residents. State exchanges like ours in Washington are online marketplaces where individuals can visit to learn more about health insurance and enroll in coverage.

Starting in January 2014, most people living in the US will need to be enrolled in health insurance. And for many in Washington State, accessing insurance plans in the Health Benefit Exchange through the HealthPlanFinder is the best way to do that.

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At the YWCA, we have a small (but mighty!) team of certified In-Person Assisters already doing outreach and education in the community to make sure we get as many people enrolled in health insurance as possible! Stay tuned for more information about upcoming enrollment events!

And to learn more about the Affordable Care Act, visit the Seattle Times‘ fabulous guide to health care reform!